Dear friends!

On behalf of shareholders and the whole staff of Ukrainian Financial World Bank, let me congratulate you with 2012 New Year!

I really hope that positive tendencies outlined in our collaboration in 2011, will be continued in the following year.

We appreciate each of our clients, and that is why we intend to follow our selected course that is to create extremely favorable conditions for you, expanding a chain of branches and provide advantageous and high quality banking products and services.

On the eve of New Year and Christmas holidays, I want to wish you and your families’ good health, prosperity and stability in all spheres of life. Let the Year of the Black Dragon be bright, kind and successful for each of you despite all the superstitions and predictions!

Be happy! Happy New Year!

Sincerely yours,
Chairperson of the Board of Directors
Eugenia Perchinskaya