Characteristics of the loan:

- Term the loan - 12 months;

- Type of the loan
- Maximum amount of the loan is 15 000.00 UAH;

- The loan is granted for consumer needs by issuing cash from the Bank cash office or depositing funds to the personal bank card; 

- Currency  of the loan is UAH

-Monthly repayment of the loan interest and its body in accordance with the loan payment to schedule;

- Bank commission for the cash management and payment services (paid by a single payment upon signing the loan agreement) equals to 2% from the loan sum;

- Usage fee for the loan (paid monthly) equals to 1.5% from the loan sum;

- The interest rate on the loan (the interest is charged on the actual balance owed on the loan) equals to 18.5% per annum;

- Guarantee for the individual person’s solvency for the loan sum exceeding  5 000.00 UAH;

- Early repayment is allowed;

Requirements to the borrower:

- 25-55 year age;

- minimum 1 year employment term at the enterprise;

- passport of the borrower and his/her spouse, if the borrower is married;

- Certificate of identification code of the borrower and his/her spouse;

- Certificate of employment with indication of the occupied position and actual income for the last 6 months (by months);

- Copy of employment records, sealed by the employing enterprise and  signed  by its  authorized official;

- Copy of marriage (divorce)certificate;

- Copies of documents proving ownership of property (if any)

For business owners:

1. State Registration Certificate;

2. The last four quarterly reports about the financial activities (with a mark of tax inspection);

3. Certificate of a single tax payer.

Requirements to Guarantor (cannot be not the Borrower’s husband / wife):

- 25-55 year age;

- The Guarantor’s passport and his/her spouse’s passport in case he/she is married;

- The Guarantor’s ( his/her spouse’s) Certificate of identification code;

- Certificate of employment with indication of the occupied position and actual income for the last 6 months (by months);

- Copy of employment records, sealed by the employing enterprise and  signed  by its  authorized official;