Dear Ladies and Gentlemen,

Commercial Bank “Ukrainian Financial World LLC” does successfully operate during four years on the financial service market of Ukraine. For this time, Bank succeeded to acquire a reputation as a reliable partner in the world of business and finance. Highly-skilled specialists of our Bank are at any time ready to render any financial advice and service to our customers, both for individuals and legal entities.

Today, Commercial Bank “Ukrainian Financial World LLC” achieves totally new level of their development. Strategy of Bank for 2008 includes active development of branch network across whole Ukraine, and development of new banking products.

I sincerely believe that our co-operation will be effective, and it will certainly bring you prosperity and wellness! Sincerely yours, Andrey I. Bugayev
Chairman of the Directors’ Board